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National Bank of Pakistan introduced NBP Advance Salary Loan

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According to the recent press release from the Pakistan’s largest financial institute National Bank of Pakistan has introduced NBP Advance Salary plan with sufficient increase of one million, now all Government and Semi Government employees who are NBP Account holders and taking monthly salary from any NBP Branch can get NBP Advance salary loan up to Two Million for 5 years easy installment plan alongwith lowest markup rate. Currently National Bank presented two types of Advance Salary packages one for Government Employees with 19% PA markup rate and one for Army Individuals with 14% PA markup rate.


1: Only NBP Account holders may apply for Advance Salary
2: Permanent Employees of Federal / Provincial / Semi Government & Autonomous Bodies receiving salaries through NBP.
3: Up to 20 net take home salary can be availed, which should not exceed the maximum limit of Rs.2,000,000/-.
4: Maximum tenure of the NBP Advance Salary Finance is 5 years (60 months).
5: Maximum age of the borrower at the time of maturity of the finance should not exceed 59 years and six months.


1: Last 3 months’ salary slips/certificate.
2: Copies of CNICs of applicant & TWO references (duly attested by concerned NBP branch/Gazetted Officer)
3: Copies of employee ID cards of applicant & references (attested by NBP branch/Gazetted Officer) where applicable
4: Five cross cheques favoring NBP along with letter of authority
5: Customer undertaking on Rs: 20/- stamp paper (bond paper)
6: Two references of work colleagues (same or higher grade, who bank with the same NBP branch or any NBP branch or any other bank).

All NBP Branches are collecting NBP Advance Salary applications. Those borrowers, who are applying for Advance Salary Scheme for 2nd time will get special discount in markup rate. You can download Advance Salary Application Form free of cost and application forms are also available in all Branches of National Bank of Pakistan. You may contact your nearest NBP Branch for complete details and Frequently Ask Questions.

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