Pakistan’s Largest Bank, National Bank of Pakistan holding 1500 plus Branches and a Vast Network of 1120 ATM Machines all over the Country has started its Digital Banking. National Bank of Pakistan has made the World Record of Installing Highest ATM Machine in Pakistan. In this era of Digital Banking where everything has been done through Mobile Phones, whether its Fund Transfer, Mobile Recharge or Online Shopping. Customers want everything done from one place. Considering all these Requirements NBP has Introduced an NBP Digital App. Customers can easily download free NBP App for their Android and iOS Devices. Pakistan has introduced Visa Debit Card and 1st NBP Contactless Debit Card just a few days ago.
Moreover, NBP is introducing a lot more Products in market, which shows that in near times NBP will be at the top the list for its effective Digital Banking. NBP Mobile App is available on Play store for free. You just need a Smartphone and the Internet to download NBP Digital Mobile App for your personal use. In this article I shall tell you how to install and Use NBP Digital App.
How to Install and Use NBP Digital App:
NBP Digital Mobile App could be installed easily on your Smartphone (Android and iOS). Following just a few easy steps you can easily use your NBP Digital Mobile App. For using NBP Digital Mobile App one must be holding NBP Conventional Account and NBP ATM Card, as well as to get registered on NBP Digital Mobile App one must fulfill this requirement.
Your E-mail address, Mobile Number and all other information should be correctly updated in your NBP bank account. If your DATA is not currently updated then you can get it Updated from any nearest Branch of NBP. If you are an Android user then download NBP Mobile App, enter your Name, Account Number, ATM Card and E-mail Address to get registered on it. After that you will receive an E-mail and a Mobile SMS with OTP (one time password) in two parts. Then you have to enter E-mailed password first and SMS password last, Make one password by joining those both received passwords.
After these steps your confirmation message will be displayed, you will be registered successfully on NBP Digital Mobile App. Now you will be able to transfer maximum PKR 100,000/- to any NBP to NBP and NBP to other Commercial banks through your Mobile App.
NBP Digital App Features:
NBP Account Holders can perform these following transactions by using NBP Digital App:-
- IBT (inter/intra Branch Transfer) transfer funds to NBP account holders
- IBFT(inter bank transfer) transfer funds to any other bank account holders
- Utility/Mobile Bills payment
- Airtime top Ups
- Government Payments
- Balance Sharing
- Check account Statement (30/60/90 days)
- Search Location of Nearest ATM/Branch
- Beneficiary management
There are no charges to download NBP Digital App download but once you transfer funds a service fee along with the FED (Federal Excise Duty) will be charged against your account. In case of transfer from NBP to NBP in the same city, there will be no charges but if you transfer funds from your NBP to some other Bank like BOP, HBL, MCB, UBL, or any other bank, you will be charged for Rs.50 as service fee and Rs.8 as FED. In case the transfer amount is more than Rs.50,000 then an additional withholding tax (WHT) at the rate of 0.04% will be charged. However, if you are an Active Tax Filer, then you will be exempt from the deduction of this Withholding Tax.